Red Flags

NJInc representatives engage in highly personalized communication, often remembering personal details, family events, and client preferences.
This long-term rapport-building serves to create emotional reliance and suppress suspicion, making it harder for victims to disengage.
Clients are gradually conditioned to trust the NJInc team implicitly, often over many months, which increases the psychological pressure to comply with requests.
Even when red flags emerge, clients are encouraged to view them as temporary administrative issues rather than evidence of wrongdoing.
Offers to share costs, delay deadlines, or escalate internally reinforce the illusion of partnership and good faith.
This technique mirrors tactics used in romance and affinity scams, but adapted to a financial context.

No verified registration of NJInc as a legal or financial entity in China or elsewhere.
No independent evidence supporting NJInc’s founding in 2012. Domain and media activity only begin in 2022.
Potentially fabricated claims of oversight or audits by major financial authorities (e.g., FINMA, HKMA, MAS and FED).

NJInc's contact numbers are often inactive. Replies only occur via outbound phone calls.
No third-party oversight of NJInc’s reporting or account management.
Trading reports and statements are likely produced by NJInc alone, not validated by independent custodians

Onboarding and transaction documents appear professional but are unverifiable and potentially falsified.
The NJInc website (registered in 2012) only shows meaningful content from 2022 onwards.
Self-generated media coverage and questionable awards.
Claims of relationships with major banks and IPO underwriters cannot be substantiated.

Repeated references to legacy systems like CATs, which are not verifiable, most likely self generated and no bank has confirmed in use.
Claims of non-interest-bearing trust accounts at various contracted global banks are unverifiable.
NJInc insists on third-party indemnity policies and special funds (e.g., Joint Emergency Fund) to justify continued delays.